All 12 alternatives
Tools that do the same job come first, followed by the rest of debt collection & receivables management. For each tool, it shows how it differs from Esker Collections.
#ToolRuns onPriceGDPR
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PaytPayt Software · Netherlands · free trialDutch debtor management software from Groningen-based Payt that automates the entire process from invoicing to debt collection. The AI-driven 'Payment Journeys' predict each customer's payment behaviour and automatically adjust the tone and timing of reminders. On average, invoices are paid 30-50% faster and 80% of repetitive tasks are automated.on requestGood2
POM CollectPOM · NetherlandsAI-driven debt management and rent collection platform for housing associations, insurers and energy companies. Machine learning predicts the optimal contact moment and channel per tenant, leading to 52% fewer escalations and faster payments. Processes 8.5 million payment requests per month.on requestGood3
Onguard CreditManagerOnguard · NetherlandsEuropean credit management software from Amsterdam-based Onguard, the de facto standard for larger organisations and multinationals in the Netherlands. CreditManager monitors open invoices, automates reminders and manages risk across multiple entities, currencies and ERP systems. The agentic AI adjusts the timing and tone of communication to individual payment behaviour.on request (enterprise pricing)Limited4
Sidetrade O2C Intelligence PlatformSidetrade · EUAI-native order-to-cash platform for enterprises. The autonomous AI agent 'Aimie' calls debtors, sends emails, updates files and escalates when risk arises. Trained on over 1 billion B2B payment transactions for predictive payment intelligence.on requestLimited5
KollenoKolleno Limited · Outside EU · free trialAI Copilot for B2B accounts receivable management. Automatically prioritises which accounts need follow-up, drafts follow-up communication, flags high-risk accounts and automates collection workflows via email, SMS and payment portal. Integrates with Xero, QuickBooks and NetSuite.Business $650 per user/month, Bu…Unknown6
SchuldhulpjeSchuldhulpje, software by Arkintel B.V. · Netherlands · free trialFree and anonymous Dutch AI help with debt. You photograph letters, the AI extracts the key details and explains them, and you can see in a dashboard when you will be debt-free. Also intended for debt advisers, volunteers and municipalities.on 
free for residentsStrong7
10FORIT EEZYCOM10FORIT · NetherlandsAI-driven communication platform from the Dutch company 10FORIT, specifically designed for collection agencies and court bailiffs. EEZYCOM automates outbound contact via voice calls, email, text message and WhatsApp, and allows debtors to arrange a payment plan or pay immediately, 24/7, without staff involvement.on requestGood8
Aryza NavigateAryza Nederland · NetherlandsCredit management and collection software from Aryza, built on 30 years of sector experience. Covers the full chain from invoicing through to enforcement and debt monitoring for more than 3,000 users in the Netherlands. The GoCollect App lets bailiffs serve writs digitally. Aryza Engage is the AI-driven communication platform for two-way contact via WhatsApp, text message and webchat.on requestGood9
OphelosOphelos · NetherlandsAI-native debt collection platform from Ophelos (part of Intrum) that handles large volumes of debtor communication fully digitally, through personalised, empathetic contact moments across multiple channels. The platform automatically detects vulnerable debtors, offers self-service options for payment arrangements and provides real-time analytics. Active in the Netherlands via Intrum with a CSAT score of 86%.on requestGood10
Praclox OthoMaticPraclox · NetherlandsLeading bailiff software from the Dutch company Praclox, developed specifically for court bailiffs and collection agencies. OthoMatic handles full case management and accounting (BFT-proof). Through the integration with NeurOp, firms can use the OthoScore AI module to calculate the likelihood of collection when each case comes in.on requestGood11
CollectOnlineCollectOnline · EU · free trialEuropean cloud platform for credit management and debt collection with active AI features: a virtual assistant analyses incoming emails and drafts replies, a conversational call bot handles debtor calls and offers payment arrangements, and a scoring engine prioritises cases based on payment behaviour. More than 2,500 users in 14 countries.on requestLimited12
iFlow Incasso SoftwareiFlow · NetherlandsDutch cloud collection software for collection agencies, law firms and trade organisations. Digitises the entire collection process: from case entry and automatic letter generation (Word/PDF/email/text message/voicemail) through to a client portal and debtor portal with iDEAL payment. Fully customisable workflows per client type.on request (+31 71 889 0278)Limited
PaytPayt Software · Netherlands · free trialDutch debtor management software from Groningen-based Payt that automates the entire process from invoicing to debt collection. The AI-driven 'Payment Journeys' predict each customer's payment behaviour and automatically adjust the tone and timing of reminders. On average, invoices are paid 30-50% faster and 80% of repetitive tasks are automated.on requestGood2POM CollectPOM · NetherlandsAI-driven debt management and rent collection platform for housing associations, insurers and energy companies. Machine learning predicts the optimal contact moment and channel per tenant, leading to 52% fewer escalations and faster payments. Processes 8.5 million payment requests per month.on requestGood3Onguard CreditManagerOnguard · NetherlandsEuropean credit management software from Amsterdam-based Onguard, the de facto standard for larger organisations and multinationals in the Netherlands. CreditManager monitors open invoices, automates reminders and manages risk across multiple entities, currencies and ERP systems. The agentic AI adjusts the timing and tone of communication to individual payment behaviour.on request (enterprise pricing)Limited4Sidetrade O2C Intelligence PlatformSidetrade · EUAI-native order-to-cash platform for enterprises. The autonomous AI agent 'Aimie' calls debtors, sends emails, updates files and escalates when risk arises. Trained on over 1 billion B2B payment transactions for predictive payment intelligence.on requestLimited5KollenoKolleno Limited · Outside EU · free trialAI Copilot for B2B accounts receivable management. Automatically prioritises which accounts need follow-up, drafts follow-up communication, flags high-risk accounts and automates collection workflows via email, SMS and payment portal. Integrates with Xero, QuickBooks and NetSuite.Business $650 per user/month, Bu…Unknown6SchuldhulpjeSchuldhulpje, software by Arkintel B.V. · Netherlands · free trialFree and anonymous Dutch AI help with debt. You photograph letters, the AI extracts the key details and explains them, and you can see in a dashboard when you will be debt-free. Also intended for debt advisers, volunteers and municipalities.on free for residentsStrong710FORIT EEZYCOM10FORIT · NetherlandsAI-driven communication platform from the Dutch company 10FORIT, specifically designed for collection agencies and court bailiffs. EEZYCOM automates outbound contact via voice calls, email, text message and WhatsApp, and allows debtors to arrange a payment plan or pay immediately, 24/7, without staff involvement.on requestGood8Aryza NavigateAryza Nederland · NetherlandsCredit management and collection software from Aryza, built on 30 years of sector experience. Covers the full chain from invoicing through to enforcement and debt monitoring for more than 3,000 users in the Netherlands. The GoCollect App lets bailiffs serve writs digitally. Aryza Engage is the AI-driven communication platform for two-way contact via WhatsApp, text message and webchat.on requestGood9OphelosOphelos · NetherlandsAI-native debt collection platform from Ophelos (part of Intrum) that handles large volumes of debtor communication fully digitally, through personalised, empathetic contact moments across multiple channels. The platform automatically detects vulnerable debtors, offers self-service options for payment arrangements and provides real-time analytics. Active in the Netherlands via Intrum with a CSAT score of 86%.on requestGood10Praclox OthoMaticPraclox · NetherlandsLeading bailiff software from the Dutch company Praclox, developed specifically for court bailiffs and collection agencies. OthoMatic handles full case management and accounting (BFT-proof). Through the integration with NeurOp, firms can use the OthoScore AI module to calculate the likelihood of collection when each case comes in.on requestGood11CollectOnlineCollectOnline · EU · free trialEuropean cloud platform for credit management and debt collection with active AI features: a virtual assistant analyses incoming emails and drafts replies, a conversational call bot handles debtor calls and offers payment arrangements, and a scoring engine prioritises cases based on payment behaviour. More than 2,500 users in 14 countries.on requestLimited12iFlow Incasso SoftwareiFlow · NetherlandsDutch cloud collection software for collection agencies, law firms and trade organisations. Digitises the entire collection process: from case entry and automatic letter generation (Word/PDF/email/text message/voicemail) through to a client portal and debtor portal with iDEAL payment. Fully customisable workflows per client type.on request (+31 71 889 0278)LimitedNo tools match these filters.
Frequently asked questions
- What are good alternatives to Esker Collections?
- For debt collection & receivables management we list 12 alternatives. Payt, POM Collect and Onguard CreditManager top the list: tools that do the same work, with the strongest published GDPR profile.
- Is there an alternative to Esker Collections with a free trial?
- Yes: Payt, Kolleno, Schuldhulpje, CollectOnline.
- How do I choose?
- Start with the GDPR profile and the data processing agreement, then compare features and price during a trial period.
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