Home / Social domain & youth care / Schuldhulpje

Schuldhulpje, software by Arkintel B.V. (Delft, NL)

Schuldhulpje

Free and anonymous Dutch AI help with debt. You photograph letters, the AI extracts the key details and explains them, and you can see in a dashboard when you will be debt-free. Also intended for debt advisers, volunteers and municipalities.

Shared spot1of 11 professional tools with a GDPR profileOur summary of what the provider itself publishes about your data: whether the data is stored in the EU (2 points), whether there is a certification or GDPR guarantee (1) and whether the provider is based in the NL or the EU (1). 3 or 4 points is Strong, 2 Good, 1 Limited, 0 Unknown. How we measure in social domain & youth care
GDPR: Strong
  • Provider based in the Netherlands
  • Data in the EU according to the provider

Each tile is a professional tool in social domain & youth care, with the strongest GDPR profile on the left. 5 professional tools, like Schuldhulpje, have a strong profile: they share this spot. Click for that tool.

Pricefree for residents; organisations on requestfree for residents; rates for organisations and municipalities not listed (on request)
Free trialYes
BasedDelft, NLNetherlands
ModelGemini

Last checked: 11 October 2026 · How we check

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What it does

AI scanner for letters/PDFs (Gemini)
Letters explained automatically
Overview of expenses and repayment
Personal AI assistant with advice
Generator for formal emails
Fully anonymous, no personal data
Login portal Schuldhulpje Delft
Complies with VNG procurement terms
Which AI model does Schuldhulpje use?
Schuldhulpje runs (partly) on Gemini. The document scanner runs on Google Gemini (according to the company's own site); Google is a sub-processor with zero retention under a data processing agreement and SCCs. User data is stored on servers in Delft (Arkintel B.V.), with back-ups within the EEA.
How much does Schuldhulpje cost?
free for residents; rate for organisations and municipalities not stated (on request). Check the current price on the provider's website; prices change often.
Who is Schuldhulpje for?
Schuldhulpje is aimed at social domain & youth care, debt collection & receivables management. It suits tasks such as turning kitchen-table and intake conversations (Wmo, Youth Act, Participation Act) into a draft report, preparing support plans, advice and formal decisions, and quickly answering legal questions on the Participation Act, Wmo, Youth Act and debt assistance with a source.
What should I watch out for with AI in social domain & youth care?
In the social domain this involves special category personal data (health, debts, family situation, sometimes of children). Never use a free chatbot for conversations or files. Conclude a data processing agreement, require processing within the EU and no training on your data, ask which language models and sub-processors sit behind it, and carry out a DPIA. Ask the resident for consent before you record a conversation, and explain how long the recording and text are kept. Do not let AI itself judge whether someone is entitled to a provision or benefit: the EU AI Act classes systems that determine access to public services as high-risk, and the childcare benefits scandal shows what goes wrong without human checking. Register the application in the Algorithm Register and check every report before it goes into the file.

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