Home / Banks & fintech / Discai KYT AML
Discai (subsidiary of KBC Group, BE)Discai KYT AML
Belgian AML solution for transaction monitoring (Know Your Transaction) that combines machine learning with a rules and simulation engine, developed at KBC and in use at KBC, CBC, CSOB, K&H and UBB.
Shared spot11of 14 professional tools with a GDPR profileOur summary of what the provider itself publishes about your data: whether the data is held in the EU (2 points), whether there is a certification or GDPR guarantee (1) and whether the provider is based in NL or the EU (1). 3 or 4 points is Strong, 2 Good, 1 Limited, 0 Unknown. How we measure in banking & fintech
GDPR: Limited
- Provider based in the EU
Priceon request
Free trialNot foundNot found on the provider's site when checked on 28 October 2026
Based insubsidiary of KBC Group, BEEU
ModelNot publicproprietary machine learning models, developed within KBC; hosting, data location and certifications are not stated on the site: enquire.
Last checked: 28 October 2026 · How we check
Is this your tool? Fill in missing detailsWhat it does
AML Know Your Transaction (KYT)
Adaptive machine learning models
Automatic detection of suspicious behaviour
Alert prioritisation through customer scoring
Profiling with KYC and external dataStandardised interface with CSV exchange
Comparable in banks & fintech
Signicaton request
IDnowon request
PascalFree €0 (50 searches/month)
Klippa (Doxis AI.dp)€25 free credit
Fourthlineon request
Salvon requestUnderlying model
GDPR check for banks & fintech proprietary machine learning models, developed within KBC; hosting, data location and certifications are not stated on the site: ask. Many tools build on a large model from, for example, OpenAI or Anthropic. If in doubt, request the data processing agreement: it states where your data goes.
Questions about Discai KYT AML
- Which AI model does Discai KYT AML use?
- The maker of Discai KYT AML does not publish which AI model sits underneath. Proprietary machine learning models, developed within KBC; hosting, data location and certifications are not on the site: enquire.
- How much does Discai KYT AML cost?
- on request. Check the current price on the provider's website; rates change often.
- Who is Discai KYT AML for?
- Discai KYT AML is aimed at banking & fintech. It covers work such as identifying and verifying customers during onboarding (KYC/KYB, document checks, liveness), monitoring transactions for money laundering and terrorist financing and reducing false alerts, and screening customers and payments against sanctions lists, PEPs and adverse media.
- What should I watch out for with AI in banks & fintech?
- You process identity documents, biometrics and transaction data: choose providers with EU data location, ISO 27001 and a data processing agreement, and ask whether customer data is used to train the provider's models. Outsourcing critical processes falls under the DORA and EBA rules, so secure exit and audit rights in writing. Creditworthiness assessment of natural persons is a high-risk application under the EU AI Act. For transaction monitoring, the supervisor expects you to explain why an alert is or isn't triggered, a human to decide on a report to the FIU, and that you test the model for unequal treatment of customer groups.
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