How much does IDnow cost?

On request. Check the current price on the provider's website; rates change often.

IDnow is aimed at banking & fintech. It fits work such as identifying and verifying customers during onboarding (KYC/KYB, document checks, liveness), monitoring transactions for money laundering and terrorist financing and reducing false alarms, and screening customers and payments against sanctions lists, PEPs and negative news.

What should I watch out for with AI in banks & fintech?

You process identity documents, biometrics and transaction data: choose providers with EU data location, ISO 27001 and a data processing agreement, and ask whether customer data is used to train the provider's models. Outsourcing critical processes falls under the DORA and EBA rules, so secure exit and audit rights in writing. Creditworthiness assessment of natural persons is a high-risk application under the EU AI Act. For transaction monitoring, the supervisor expects you to explain why an alert is or isn't triggered, a human to decide on a report to the FIU, and that you test the model for unequal treatment of customer groups.

Home / Banking & fintech / IDnow

IDnow GmbH (Munich, DE)

IDnow

A German identity platform for banks and fintechs: document and biometric verification, AML screening and real-time detection of deepfakes, synthetic identities and account takeover.

Go to website IDnow alternatives

Shared spot1of 14 professional tools with a GDPR profile in banking & fintech

GDPR: Strong

Provider based in the EU
Data in the EU according to the provider
Publishes certification/GDPR safeguards

Each block is a professional tool in banking & fintech, with the strongest GDPR profile on the left. 3 professional tools, like IDnow, have a strong profile: they share this spot. Click for that tool.

Priceon request

Free trialNone foundNot found on the provider's site when checked on 6 November 2026

Based inMunich, DEEU

ModelNot publicAI fraud detection (deepfakes, synthetic identities; models not public). Runs on its own servers in Germany (noris network, Nuremberg); 100% European hosting across several EU data centres (according to the provider). ISO 27001:2022 for all four group entities, ISAE 3402 Type 2 (VideoIdent), TISAX Level 3, eIDAS trust service provider; data processing agreement (art. 28 GDPR) part of every customer contract (according to the provider).

Last checked: 6 November 2026 · How we check

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What it does

Document verification (3,800+ documents)

Biometric verification

AML screening (PEPs, sanctions, media)

Detection of deepfakes and synthetic IDs

Age and address checks

Driving licence and IBAN verification

Qualified electronic signature (QES)

eID schemes and EUDI wallets

Comparable in banks & fintech

Signicaton request

PascalFree €0 (50 searches/month)

Klippa (Doxis AI.dp)€25 free credit

Fourthlineon request

Salvon request

Veriffon request (self-serve and enterp…

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IDnow compared

IDnow vs Fourthline IDnow vs Veriff IDnow vs Fenergo (CLM, KYC & FinCrime OS)IDnow vs Signicat

Underlying model

AI fraud detection (deepfakes, synthetic identities; models not public). Runs on its own servers in Germany (noris network, Nuremberg); 100% European hosting across several EU data centres (according to the provider). ISO 27001:2022 for all four group entities, ISAE 3402 Type 2 (VideoIdent), TISAX Level 3, eIDAS trust service provider; data processing agreement (art. 28 GDPR) part of every customer contract (according to the provider). Many tools build on a large model from, for example, OpenAI or Anthropic. If in doubt, ask for the data processing agreement: it states where your data goes.

GDPR check for banks & fintech

Questions about IDnow

AI for banks & fintech

Which AI model does IDnow use?: The maker of IDnow does not publish which AI model sits underneath. AI fraud detection (deepfakes, synthetic identities; models not public). Runs on its own servers in Germany (noris network, Nuremberg); 100% European hosting across several EU data centres (according to the provider). ISO 27001:2022 for all four group entities, ISAE 3402 Type 2 (VideoIdent), TISAX Level 3, eIDAS trust service provider; data processing agreement (art. 28 GDPR) part of every customer contract (according to the provider).
How much does IDnow cost?: on request. Check the current price on the provider's website; rates change often.
Who is IDnow for?: IDnow is aimed at banking & fintech. It fits work such as identifying and verifying customers during onboarding (KYC/KYB, document checks, liveness), monitoring transactions for money laundering and terrorist financing and reducing false alerts, and screening customers and payments against sanctions lists, PEPs and negative news.
What should I watch out for with AI in banks & fintech?: You process identity documents, biometrics and transaction data: choose providers with EU data location, ISO 27001 and a data processing agreement, and ask whether customer data is used to train the provider's models. Outsourcing critical processes falls under the DORA and EBA rules, so secure exit and audit rights in writing. Creditworthiness assessment of natural persons is a high-risk application under the EU AI Act. For transaction monitoring, the supervisor expects you to explain why an alert is or isn't triggered, a human to decide on a report to the FIU, and that you test the model for unequal treatment of customer groups.

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