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MetaFinancial advice

Llama for financial advice

Meta's natively multimodal, open-weight Mixture-of-Experts family (Scout and Maverick), free to download and self-host.

Not specifically recommended

Llama is not on our list for financial advice. Usable for general work, but first look at the options we recommend for financial advice.

GDPR profileOur summary of what the provider itself publishes about your data: EU hosting possible, no training on your data for business use, and self-hosting available. Caution applies to a model with a documented problem, such as an investigation by a regulator. How we measure
GDPR: Caution
QualityQuality from blind duels on LMArena: users choose between two anonymous answers. A difference of about 20 points is noticeable, a few points is noise. How we measure
–Elo, independent
Editorial scoreOur own assessment on 10 of suitability for professional work, price and privacy. This is a judgement, not a measurement; that is why it always sits alongside the Elo. How we measure
7,6
Entry price
Free
Full GDPR check

What Llama does in financial advice

Core tasks in financial advice
  • Processing client files and inventories
  • Drafting advisory reports and rationales
  • Comparing and summarising product terms
  • Handling client questions and aftercare
Where Llama is strong
  • Open weights, fully self-hostable
  • Fine-tunable on your own data
  • Very large context window (Scout 10M)
  • GPU-efficient (Mixture-of-Experts)

Llama has a specific GDPR concern. The Llama 4 Acceptable Use Policy prohibits the multimodal models for businesses headquartered in the EU. Dutch businesses therefore may not, under the licence terms, install the multimodal Llama 4 models themselves. Weigh this heavily before deploying it in financial advice.

Confidentiality and GDPR

GDPR: Caution

The Wft duty of care and the GDPR set high demands: financial and health data belong only in GDPR-compliant systems with a data processing agreement, and the advice remains the adviser's responsibility.

Self-hosting gives full data control within your own EU infrastructure, a strong GDPR argument.

Rule of thumb Use the business variant with a data processing agreement, and keep a human in the loop for decisions that matter.
Caution the Llama 4 Acceptable Use Policy prohibits the multimodal models for businesses headquartered in the EU. Dutch businesses therefore may not install the multimodal Llama 4 models themselves under the licence terms.

Prices

Self-hostingFreeOpen weights; infrastructure costs only
Meta AI$0Free in WhatsApp/Instagram/Messenger
Hosted API (third parties)from ~$0.03 / 1M inVia Bedrock, Azure, Together, Groq, Novita, varies widely by provider and model size; Meta's own Llama API retired July 2026

Other models for financial advice

Claude for financial adviceAnthropic · editorial 9.01506Copilot for financial adviceMicrosoft · editorial 8.31485Le Chat (Mistral) for financial adviceMistral AI · editorial 8.41427Perplexity for financial advicePerplexity AI · editorial 8.0–
All options for financial advice
Professional tools on Llama

We are not aware of a professional tool for financial advice that publicly runs on Llama.

Questions about Llama for financial advice

Is Llama suitable for financial advice?
Not specifically. Llama is not on our list for financial advice; it is broadly usable, but first look at the options we recommend for financial advice. Keep a professional in the loop for every use.
May I put confidential data into Llama?
The Wft duty of care and the GDPR set high requirements: financial and health data belong only in GDPR-compliant systems with a data processing agreement, and the advice remains the adviser's responsibility. Self-hosting gives full data control within your own EU infrastructure, a strong GDPR argument.
What does Llama cost?
There is self-hosting (free), Meta AI ($0), Hosted API (third parties) (from ~$0.03 / 1M in). Check current prices on the official site.
Next stepAll 25 options for financial adviceProfessional tools and general assistants side by side, by GDPR profile, price and quality.

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