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DeepSeekFinancial advice

DeepSeek for financial advice

Open-weight (MIT) Chinese language model with a 1M context window and a built-in reasoning mode, at very low API costs.

Not specifically recommended

DeepSeek isn't on our list for financial advice. It's usable for general work, but first look at the options we recommend for financial advice.

GDPR profileOur summary of what the provider itself publishes about your data: EU hosting possible, no training on your data for business use, and self-hosting available. Caution applies to a model with a documented problem, such as an investigation by a regulator. How we measure
GDPR: Caution
QualityQuality from blind duels on LMArena: users choose between two anonymous answers. A difference of about 20 points is noticeable, a few points is noise. How we measure
1475Elo, independent
Editorial scoreOur own assessment on 10 of suitability for professional work, price and privacy. This is a judgement, not a measurement; that is why it always sits alongside the Elo. How we measure
7,4
Entry price
Free
Full GDPR check

What DeepSeek does in financial advice

Core tasks in financial advice
  • Processing client files and inventories
  • Drafting advisory reports and rationales
  • Comparing and summarising product terms
  • Handling client questions and aftercare
Where DeepSeek is strong
  • Very low API costs
  • Open weights (MIT), self-hostable
  • Strong at reasoning, maths and code
  • Large context window (1M tokens)

DeepSeek has a concrete GDPR concern. The DeepSeek service stores personal data in China and was blocked by the Italian regulator in January 2025. Not advisable for regulated sectors unless you host the model yourself within the EU. Weigh this heavily before deploying it in financial advice.

Confidentiality and GDPR

GDPR: Caution

The Wft duty of care and the GDPR set high demands: financial and health data belong only in GDPR-compliant systems with a data processing agreement, and the advice remains the adviser's responsibility.

The DeepSeek service stores data in China and uses it for training by default (with an opt-out). Only an EU self-hosted variant of the open weights is defensible for sensitive data.

Rule of thumb Use the business variant with a data processing agreement, and keep a human in the loop for decisions that matter.
Caution the DeepSeek service stores personal data in China and was blocked in January 2025 by the Italian regulator. Advised against for regulated sectors, unless you host the model yourself within the EU.

Prices

Chat / appFreeOn chat.deepseek.com
Self-hostingFreeOpen weights, your own compute costs
API (V4.1-Flash)$0.15 / 1M in$0.60 / 1M out (off-peak rate); peak hours (Mon–Fri 01–04 and 06–10 UTC) at double the price; cache-hit input $0.003 per 1M
API (V4-Pro)$0.66 / 1M in$1.98 / 1M out (off-peak rate); peak hours at double the price; cache-hit input $0.022 per 1M

Other models for financial advice

Claude for financial adviceAnthropic · editorial 9.01506Copilot for financial adviceMicrosoft · editorial 8.31485Le Chat (Mistral) for financial adviceMistral AI · editorial 8.41427Perplexity for financial advicePerplexity AI · editorial 8.0–
All options for financial advice
Professional tools on DeepSeek

We know of no professional tool for financial advice that publicly runs on DeepSeek.

Questions about DeepSeek for financial advice

Is DeepSeek suitable for financial advice?
Not specifically. DeepSeek isn't on our list for financial advice; it's broadly applicable, but first look at the options we recommend for financial advice. Keep a professional in the loop for every use.
May I put confidential data into DeepSeek?
Financial supervision rules and the GDPR set high demands: financial and health data belong only in GDPR-compliant systems with a data processing agreement, and the advice remains with the adviser. The DeepSeek service stores data in China and uses it for training by default (with opt-out). Only an EU self-hosted variant of the open weights is defensible for sensitive data.
What does DeepSeek cost?
There is Chat / app (Free), Self-hosted (Free), API (V4.1-Flash) ($0.15 / 1M in), API (V4-Pro) ($0.66 / 1M in). Check current prices on the official site.
Next stepAll 25 options for financial adviceProfessional tools and general assistants side by side, by GDPR profile, price and quality.

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